Monday, April 2, 2018

Keys to Financial Freedom: Part Two

In my last blog, I introduced a four-part series on home finances in marriage. This is a really important topic to me because it’s something that often tears marriages apart or creates the cracks in the foundation that ultimately lead to a failed marriage. I started the series with Planning, and this week, we will be discussing Income.

Income can be a tricky subject to address when discussing personal finances because of differences in beliefs or personal preferences of different families. I highly recommend reading what Laura has to say here about supporting your husband's work. 

Let’s get started…Over a long period of time, you can’t spend more money than you make. You’ll run out. BREAKING NEWS, right? Yeah, I didn’t think so. It’s never that simple, though. When you went through the planning session I discussed last time, did you decide your finances just didn’t add up? Did you find you couldn’t or weren’t willing to cut your expenses enough to make ends meet? If so, then increasing your income is the only other way.

Intuitively, I imagine this is something people would think of, but I’ve been surprised by how many people haven’t seen this as an option, so I feel it’s worth talking about. No matter your situation, you can increase your income. The question is, are you willing to make the sacrifices to do it? Sometimes, this is finding a different job or having a second family member start working. It could just mean delivering pizzas, driving for Uber, or doing odd jobs on the weekend. Your situation dictates how much more you need. I’m stressing the word need here. Most of what I just listed may only be temporary options to get something paid off or maybe serve as a bridge until you get that dream job.

What I really want to stress in this blog is this: You have options. If your current income is simply not enough, don’t let it continue to be a stressful point in your life and your marriage. Don’t let complacency in your job or all those closed doors you keep running into get you down. There are options in today’s economy, more than ever before!

I pray you're led by the Holy Spirit to make wise decisions for your income. God's promise is to provide for you, which means He will always give you what you need. 


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